Kamis, 25 Desember 2008

Christmas Tree Safety Tips


Christmas Tree Safety Tips



When decorating your tree, always use lights listed by a testing laboratory. Some lights are designed only for indoor or outdoor use, but not both. Larger tree lights should also have some type of reflector rather than a bare bulb.

Follow the manufacturer's instructions on how to use tree lights. Any string of lights with worn, frayed or broken cords or loose bulb connections should not be used. Connect no more than three strands of push-in bulbs and a maximum of 50 bulbs for screw-in bulbs.

Always unplug Christmas tree lights before leaving home or going to bed.
Try to keep live trees as moist as possible by giving them plenty of water daily. Do not purchase a tree that is dry or dropping needles. Check for fresh, green needles and place your tree in a sturdy tree stand designed not to tip over.
Children are fascinated with Christmas trees. Keep a watchful eye on them when around the tree and do not let them play with the wiring or lights. Store matches and lighters up high, out of reach, preferably in a locked cabinet.

Safely dispose of the tree when it begins dropping needles. Dried-out trees are highly flammable and should not be left in a house or garage or placed against the house.


Lighting Safety Tips


Indoors or outdoors, only use lights that have been tested for safety by a recognized testing laboratory, such as UL or ETL. This indicates conformance with safety standards Use only lights that have plugs containing fuses.

Check each set of lights, new or old, for broken or cracked sockets, frayed or bare wires, or loose connections. Throw out damaged sets. Always replace burned-out bulbs promptly with the same wattage bulbs.

If using an extension cord, make sure it is rated for the intended use.

Never use electric lights on a metallic tree. The tree can become charged with electricity from faulty lights, and a person touching a branch could be electrocuted.

Before using lights outdoors, check labels to be sure they have been certified for outdoor use.

Top tips to avoid a Christmas debt hangover

Top tips to avoid a Christmas debt hangover

Christmas is a time of giving, but you don’t want to give yourself a headache in the New Year with bills and debts you can’t afford. It’s all too easy to overspend – there are tempting offers and pressures to buy, but you must decide how much you can afford before you start spending.

1. Plan early for Christmas
Be realistic and budget accordingly. Work out how much you are going to spend on each person – and stick to it. Manage expectations as to what you or Santa can give.

2. Don’t forget the everyday bills
Remember that rent, the mortgage, utility bills, food bills and other existing debts still have to be paid – and the consequences can be severe if they’re not. Even though it’s Christmas, get your priorities right.

3. Don’t bank on an overdraft

If you do need more money, don’t just run up an overdraft without talking to your bank first – it will work out much more expensive.

4. Keep things simple
If you can afford to pay for your goods outright by cash, cheque, or debit card, don’t be persuaded to take out extended credit agreements unless they really do work out cheaper.

5. Shop around
Try as many different places as possible to find the best price. Buy what you want and not what other people say you need. Be wary of extended warranties; the cost of a repair could be less than the cost of the warranty.

6. Buy safe to be safe

Whatever the deal, whatever the temptation, don’t buy from unauthorised traders and don’t borrow from unauthorised lenders. The initial savings and convenience may prove to be a false economy.

7. Read the small print

Check for hidden extras in any credit agreement. Work out the total amount payable. Ensure that the monthly instalments are within your budget before signing. Interest free credit can seem attractive, but if you don’t pay on time, or miss a payment, you could have to pay a lot more.

8. Do your own credit checks

If you are going to use a credit card, shop around and compare terms. Some cards charge high interest rates, but provide interest free periods or discounts. Budget for all these costs and put the payment dates in your diary.

9. Be organised
There’s a lot to remember at Christmas. If you’ve borrowed money don’t forget that it won’t be long before you have to make a payment. Make sure you pay on time, even if it is only the minimum, or you will be faced with additional charges.

10. Start planning and saving for next Christmas
Once Christmas is over, it’s worth looking at what you did well and what you didn’t. Learn from your mistakes and start planning how you will do things differently next year. This might also be a good time to start saving for next Christmas.

Planning, budgeting and discipline are key to avoid getting into debt at Christmas and beyond. If your spending runs out of control, you can soon find you’re in debt not only at Christmas, but it can become a way of life.

Senin, 22 Desember 2008

WHO IS St.NICOLAS

WHO IS St.NICOLAS

The true story of Santa Claus begins with Nicholas, who was born during the third century in the village of Patara. At the time the area was Greek and is now on the southern coast of Turkey. His wealthy parents, who raised him to be a devout Christian, died in an epidemic while Nicholas was still young. Obeying Jesus' words to "sell what you own and give the money to the poor," Nicholas used his whole inheritance to assist the needy, the sick, and the suffering. He dedicated his life to serving God and was made of while still a young man. Bishop Nicholas became known throughout the land for his generosity to the those in need, his love for children, and his concern for sailors and ships.

Under the Roman Emperor , who ruthlessly persecuted Christians, Bishop Nicholas suffered for his faith, was exiled and imprisoned. The prisons were so full of bishops, priests, and deacons, there was no room for the real criminals—murderers, thieves and robbers. After his release, Nicholas attended the in AD 325. He died December 6, AD 343 in Myra and was buried in his cathedral church, where a unique , called , formed in his grave. This liquid substance, said to have healing powers, fostered the growth of devotion to Nicholas. The anniversary of his death became a day of celebration,.

Through the centuries many stories and legends have been told of St. Nicholas' life and deeds. These accounts help us understand his extraordinary character and why he is so beloved and revered as protector and helper of those in need.

One story tells of a poor man with three daughters. In those days a young woman's father had to offer prospective husbands something of value—a. The larger the dowry, the better the chance that a young woman would find a good husband. Without a dowry, a woman was unlikely to marry. This poor man's daughters, without dowries, were therefore destined to be sold into slavery. Mysteriously, on three different occasions, a bag of gold appeared in their home-providing the needed dowries. The bags of gold, tossed through an open window, are said to have landed in stockings or shoes left before the fire to dry. This led to the custom of children hanging stockings or putting out shoes, eagerly awaiting gifts from Saint Nicholas. Sometimes the story is told with gold balls instead of bags of gold. That is why three gold balls, sometimes represented as oranges, are one of the symbols for St. Nicholas. And so St. Nicholas is a gift-giver.

One of the oldest stories showing St. Nicholas as a protector of children takes place long after his death. The townspeople of Myra were celebrating the good on the eve of his feast day when a band of Arab pirates from Crete came into the district. They stole treasures from the Church of Saint Nicholas to take away as booty. As they were leaving town, they snatched a young boy, Basilios, to make into a slave. The emir, or ruler, selected Basilios to be his personal cupbearer, as not knowing the language, Basilios would not understand what the king said to those around him. So, for the next year Basilios waited on the king, bringing his wine in a beautiful golden cup. For Basilios' parents, devastated at the loss of their only child, the year passed slowly, filled with grief. As the next St. Nicholas' feast day approached, Basilios' mother would not join in the festivity, as it was now a day of tragedy. However, she was persuaded to have a simple observance at home—with quiet prayers for Basilios' safekeeping. Meanwhile, as Basilios was fulfilling his tasks serving the emir, he was suddenly whisked up and away. St. Nicholas appeared to the terrified boy, blessed him, and set him down at his home back in Myra. Imagine the joy and wonderment when Basilios amazingly appeared before his parents, still holding the king's golden cup. This is the first story told of St. Nicholas protecting children—which became his primary role in the West.

Another story tells of three theological students, traveling on their way to study in Athens. A wicked innkeeper robbed and murdered them, hiding their remains in a large pickling tub. It so happened that Bishop Nicholas, traveling along the same route, stopped at this very inn. In the night he dreamed of the crime, got up, and summoned the innkeeper. As Nicholas prayed earnestly to God the three boys were restored to life and wholeness. In France the story is told of three small children, wandering in their play until lost, lured, and captured by an evil butcher. St. Nicholas appears and appeals to God to return them to life and to their families. And so St. Nicholas is the patron and protector of children.

Several stories tell of Nicholas and the sea. When he was young, Nicholas sought the holy by making a to the Holy Land. There as he walked where Jesus walked, he sought to more deeply experience Jesus' life, passion, and resurrection. Returning by sea, a mighty storm threatened to wreck the ship. Nicholas calmly prayed. The terrified sailors were amazed when the wind and waves suddenly calmed, sparing them all. And so St. Nicholas is the patron of sailors and voyagers.

Other stories tell of Nicholas saving his people from famine, sparing the lives of those innocently accused, and much more. He did many kind and generous deeds in secret, expecting nothing in return. Within a century of his death he was celebrated as a. Today he is in the East as wonder, or miracle worker and in the West as patron of a great variety of persons-children, mariners, bankers, pawn-brokers, scholars, orphans, laborers, travelers, merchants, judges, paupers, marriageable maidens, students, children, sailors, victims of judicial mistakes, captives, perfumers, even thieves and murderers! He is known as the friend and protector of all in trouble or need

Sailors, claiming St. Nicholas as patron, carried stories of his favor and protection far and wide. St. Nicholas chapels were built in many seaports. As his popularity spread during the Middle Ages, he became the of (Italy), Sicily, Greece, and (France), and many cities in Germany, Austria, Switzerland, Italy, Russia, Belgium, and the Netherlands (See list). Following his baptism in Constantinople, of Russia brought St. Nicholas' stories and devotion to St. Nicholas to his homeland where Nicholas became the most beloved saint. Nicholas was so widely revered that more than 2,000 churches were named for him, including three hundred in Belgium, thirty-four in Rome, twenty-three in the Netherlands and more than four hundred in England.

Nicholas' tomb in Myra became a popular place of . Because of the many wars and attacks in the region, some Christians were concerned that access to the tomb might become difficult. For both the religious and commercial advantages of a major pilgrimage site, the Italian cities of Venice and vied to get the Nicholas . In the spring of 1087, sailors from Bari succeeded in spiriting away the bones, bringing them to Bari, a seaport on the southeast coast of Italy. An impressive church was built over St. Nicholas' and many faithful journeyed to honor the saint who had rescued children, prisoners, sailors, famine victims, and many others through his compassion, generosity, and the countless miracles attributed to his intercession. The Nicholas in Bari was one of medieval Europe's great pilgrimage centers and Nicholas became known as "Saint in Bari." To this day and tourists visit Bari's great di San Nicola.

Through the centuries St. Nicholas has continued to be venerated by Catholics and Orthodox and honored by Protestants. By his example of generosity to those in need, especially children, St. Nicholas continues to be a model for the compassionate life.
Widely celebrated in Europe, St. Nicholas' feast day, December 6th, kept alive the stories of his goodness and generosity. In Germany and Poland, boys dressed as bishops begged alms for the poor—and sometimes for themselves! In the Netherlands and Belgium, St. Nicholas arrived on a steamship from Spain to ride a white horse on his gift-giving rounds. December 6th is still the main day for gift giving and merrymaking in much of Europe. For example, in the Netherlands St. Nicholas is celebrated on the 5th, the eve of the day, by sharing candies (thrown in the door), chocolate initial letters, small gifts, and riddles. Dutch children leave carrots and hay in their shoes for the saint's horse, hoping St. Nicholas will exchange them for small gifts. Simple gift-giving in early helps preserve a Christmas Day focus on the Christ Child.

Kamis, 18 Desember 2008

Talk About Mothers day





M... is for the million things she gave me,

O... means only that she's growing old,

T... is for the tears she shed to save me,

H... is for her heart of purest gold;

E... is for her eyes, with love-light shining,

R... means right, and right she'll always be.

Put them all together, they spell "MOTHER,"
A word that means the world to me.
--Howard Johnson (c. 1915)

Rabu, 17 Desember 2008

The Story of Mother's Day



The Story of Mother's Day
Good morning.... and a special morning it is! What's the name for this day anyway - come on and yell it out.... Try it again....

You betcha! We sometimes call it "Christian Family Sunday' but the fact remains that today is a special day in our world to honour our mothers - whether they are young - like your mothers - or old like mine - or even gone to heaven - like the mothers of many of the older people here.

Today - the flowers that you are going to give out to every woman here - are given to you for this by the women of this church - the UCW - as a sign of your love - and our love - for those who gave us birth and for those who cared for us a mother cares for a child.

Do you know that there is a story behind the flowers that are presented on Mother's Day. A story from over 100 years ago - a true story about a mother who loved all her sons and the sons of all other mothers too - and about her daughter - who many years later helped convince the President of the United States of America to pass a law stating that today - the Second Sunday of May - would be known as Mother's Day.

Let me tell it to you. Way back in the days before computers and televisions, why even before the first car was built or the first refrigerator made your drinks cold - over 150 years ago - there was a great war in The United States of America. Some say the war was about bringing freedom to slaves - and some say the war was about less noble causes - but the fact remained that many good men who believed in a good God began to fight - and while there such a thing as right and wrong - and we all got to pay attention to that stuff - another fact remained - many good men, and indeed many good boys, teenagers - hardly old enough to have a drivers license - if they had had cars back then - were dying.

And only as a mother can - a mamma by the name of Mrs. Anna Reeves Jarvis felt the pain that all mothers feel when they see their children suffering and dying - and so she organised a special day for mothers who had sons fighting on both the opposing sides. A day of prayer. A day for peace. A day for bringing comfort to those who were hurting - and a prophetic challenge to live as one family in peace. And so it was. The day was declared and meetings held and prayers were offered - prayers for mothers - and prayers for their children.

Later during the war, another woman, Julia Ward Howe, who wrote a great and rousing hymn, "Mine eyes have seen the glory of the coming of the Lord", organised a Mothers' Day meeting in her home town of Boston. And it was a great success in bringing people together and reminding them of what is important.

And this kept on happening down there in the "U S of A", even after the war ended, until - in the year 1907 - Anna Jarvis, the daughter of the Mrs. Anna Reeves Jarvis suggested a national observance of a day each year - a day to honour all mothers. Indeed, she began a movement to make it an American national event. Within the next few years, the idea of a day to honour mothers gained popularity, and Mother's Day was observed in a number of large cities in the USA. Finally, On May 9, 1914, by an act of Congress, President Woodrow Wilson proclaimed the second Sunday in May as Mother's Day. He established the day as a time for "public expression of our love and reverence for the mothers of our country." And it has been so, not only there in the US of A - but in many other countries as well.

And the flowers - these carnations that we give - well, Anna Jarvis loved her mother Anna Reeves Jarvis deeply. After her mother died, at a memorial service for her mother that was held on May 10, 1908, she gave a carnation (which was her mother's favourite flower) to each person who attended. Well that idea caught on because Anna Reeves Jarvis was a special mother - and because Anna Jarvis turned out be a special daughter - and by the time the President made Mother's Day a national event it everybody had more or less developed the habit of giving and wearing carnations on Mother's Day. White carnations are worn to honour mothers who have died and red ones to honour mothers who are here with us. Of course we get rainbows of colours too - because colour is just so colourful.

So that is the story of the flowers - given to honour mothers - and that is the story of mother's day started first by a woman who cared for all mothers and for all their children and wanted them to live in peace.

Before handing out the carnations and singing our hymn, let us pray together, repeating after me....

"Gracious and loving God - we thank you for our mothers - and we pray all good things for them - may we their children - live as one - and may our world - be a safe place - for all our brothers and sisters